Make your next move with us.

If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

Our Team is your premiere mortgage lender serving every corner of the Carolinas. We are ready to make the process of getting you approved for your new home or refinance the least stressful as possible. We have some of the best interest rates and top loan programs to meet your financial goals.  Our variety of mortgage programs consist of Conventional, FHA, VA, and USDA loans.  We are a local business and our goal is to give you the experience you won’t get from the big banks.  We’re here to help no matter if you are a first-time home buyer or an investor building your portfolio.  Helping individuals and families of all types across the Carolinas is what we do.  Give us a call today for the best experience in lending!

Home buyers

Whether you are a first time home buyer or purchasing your dream home, The Chapman Team will help you find the right financing solutions to meet your needs.


LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
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TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
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refinance

We can help you lower your interest rate, lower your monthly payment, or take cash out. The Chapman Team is here to help you with all of your mortgage refinancing needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
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Cash-Out Refi

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

What are you waiting for? Getting started is easy. We offer very
competitive rates, have great service, and always close on time.

Explore our neighborhoods

Browse featured properties in the different neighborhoods in our area.

La Jolla

Del Mar

Carlsbad

Want to go mobile?

Download the Home On Time app on any device and put the power of purchasing or refinancing your home in the palm of your hands.

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